In Valparaíso, Chile, the Superintendencia de Insolvencia y Reemprendimiento (Superir) commemorated International Consumer Day with a Public Services Fair in Quillota's Plaza de Armas. Superir participated with an informational stand, alongside other public and private regional services. Superir's professional, Víctor Vargas, detailed the insolvency procedures under Law 21.563 for individuals or businesses facing economic difficulties. The event, organized by the Servicio Nacional del Consumidor and led by Regional Director Marcos Morales, aimed to inform residents about the range of government benefits and programs related to consumer matters. The day also reflected on consumer rights, echoing John F. Kennedy's 1962 statement that all citizens have the right to safety, information, choice, and to be heard by companies.

On March 15, 2024, in Valdivia, Chile, the Sernac organized a Consumer Fair at Mall Paseo Valdivia to celebrate International Consumer Rights Day. The event, aimed at informing and educating citizens, was inaugurated by the Regional Minister of Economy, Alejandra Vásquez, and the Regional Director of Sernac, Alejandro Paredes. Over 15 public services participated, including the Superintendencia de Insolvencia y Reemprendimiento (Superir), which provided assistance on insolvency matters, particularly focusing on Debt Renegotiation as explained by the Regional Coordinator, Horacio Fernández.

Two fifth-year law students from the Universidad de Santiago, Ana Grandon León and Matías Burgos Alvear, have begun a professional internship at the Superintendencia de Insolvencia y Reemprendimiento. The two-week initiative aims to familiarize students with the Superintendency's functions, particularly in the Integrated Citizen Service Platform and the Debtor Person Renegotiation Subdepartment. The internship is part of a joint work protocol signed between the two institutions, allowing law students and graduates to undertake internships or professional practices at the Superintendency.

The Superintendencia de Insolvencia y Reemprendimiento outlines the procedures for debtors and indebted companies to undergo concursal procedures, including renegotiation and liquidation, to manage their obligations. The text details the requirements for initiating these procedures and provides links for further information.

On December 1, 2023, in Antofagasta, the Superintendencia de Insolvencia y Reemprendimiento (Superir) and the Servicios Nacional dl Consumidor (Sernac) participated in the Expo MiPymes. The event, organized by the Centro de Negocios Sercotec San Pedro de Atacama and the Servicio de Cooperación Técnica (Sercotec), was held in the town square of San Pedro de Atacama. It gathered exhibitors from the region and public services to provide advice and support to citizens. The aim was to create a space for entrepreneurs to access information from the productive promotion network and learn about government benefits to support the creation or strengthening of their businesses. The event also encouraged small and medium-sized enterprises to meet quality standards, innovate, export, and generate economic profitability to compete in a demanding market, focusing on customer needs.

SMEs from Ninhue attended a financial education and productive development meeting organized by the Seremi de Economía, Fomento y Turismo de Ñuble. The event featured discussions on consumer rights and obligations, the 'Sernac Te Protege' bill aimed at strengthening Sernac, and the strategic axes of the Superintendencia de Insolvencia y Reemprendimiento (Superir). Javier Bethencourt from Superir highlighted the changes in legal procedures for Liquidation and Reorganization and promoted insolvency economic advisory services for entrepreneurs.

Minister of Economy Nicolás Grau inaugurated the Expo MiPymes Sercotec 2023 in Iquique, Tarapacá, which aims to foster local SMEs and will run until November 30. The event was attended by regional authorities and entrepreneurs. Estefanía Meza from Superir shared information on insolvency laws and the website www.tenlaclara.cl, which helps individuals and SMEs assess their debt situation. The Economy Seremi, Jorge Julio, emphasized the event's role in promoting competitiveness and valuable connections in the sector.

The Municipality of San Clemente, led by Mayor María Inés Sepúlveda, successfully held a Citizen Plaza in the El Colorado sector, which also featured a Government on the Ground operation by the Regional Presidential Delegation of Maule. Residents accessed municipal services and regional public institutions like the Superintendencia de Insolvencia y Reemprendimiento (Superir), where professional Bárbara Urrutia informed about insolvency procedures available to debtors. These community events aim to bring government services closer to remote communities.

The Presidential Delegation of Arica commemorated the International Day for the Elimination of Violence Against Women with various initiatives, including dissemination, on-site government services, and community workshops. At Parque Punta Norte, officials provided information on violence prevention and assistance for women, as well as details on programs, benefits, and project applications. Superintendencia de Insolvencia y Reemprendimiento professionals Cristian Bravo and Daniela Riveros promoted the Debtors' Conciliation Procedures of Law No. 21.563, offering guidance on renegotiation and how to request the process. The day is observed annually on November 25, in memory of the Mirabal Sisters, who were assassinated in 1960 in the Dominican Republic, a date chosen by the Latin American feminist movement in 1981 to denounce violence against women globally and advocate for policies to eradicate it.

The Superintendencia de Insolvencia y Reemprendimiento (Superir) participated in a lecture as part of the 'Plan USS- Santa Juana' project, organized by students from the University San Sebastián in Concepción. The project aims to assist families affected by the February fires in the area. Javier Ramos, Regional Coordinator of Superir, discussed insolvency procedures for individuals and businesses. The event also included guidance from other institutions on various funds and programs available to formalize and enhance their work. Superir expressed commitment to helping affected individuals and businesses recover and move forward.

On October 16, 2023, in Copiapó, the Superintendency of Insolvency and Reentrepreneurship (Superir) and the National Consumer Service (Sernac) delivered a talk on financial education and debt renegotiation under Law 21.563 to members of organizations and beneficiaries associated with the Regional Service for Older Adults (Senama) of Atacama. The initiative aimed to provide older adults with legal knowledge and tools to better handle rights violations or indebtedness. Alejandro Flores, the Regional Coordinator of Superir, outlined the process and benefits of debt renegotiation, emphasizing its voluntary and free nature. Sernac focused on understanding the financial market and making responsible consumption decisions, highlighting the benefits of the proposed 'Sernac te Protege' law. The event is part of efforts to create support networks for older adults with institutional backing.

Pablo Franco, the Regional Coordinator for the Superintendence of Insolvency and Re-entrepreneurship of La Araucanía, presented at the Public-Private Advisory Council for Cooperative Development and Social Economy. The event, presided over by Cristóbal Navarro of the Ministry of Economy's Division of Associativity and Nelson Curiñir, the Regional Ministerial Secretary of Economy for La Araucanía, focused on the opportunities for individuals and small entrepreneurs to commit to debt payment through insolvency declaration. Franco discussed the insolvency proceedings under the new law No. 21.563, aiming to promote cooperatives and co-define public policies through dialogue and coordination between public and private organizations involved in this area.

The Superintendencia de Insolvencia y Reemprendimiento outlines the procedures for debtors and companies in financial distress. Individuals and companies can engage in either a Concursal de Renegociación, an administrative process to renegotiate obligations, or a Concursal de Liquidación, a judicial process for asset liquidation to pay creditors. Requirements for initiating these procedures include having multiple overdue obligations and not being notified of a forced liquidation or other executive lawsuit.

Over a hundred workers from the Los Lagos region who were employed by a well-known national construction company attended a talk on Business Liquidation led by Fernando Fuentes, the Regional Coordinator of the Superintendencia de Insolvencia y Reemprendimiento (Superir). The talk focused on the procedures established by Law N.º 21.563 for reorganizing or liquidating a debtor company's assets and liabilities, which includes favorable benefits for workers. Fuentes addressed questions, facilitated decision-making, and informed the workers about their rights under insolvency law, legal protections, and the process for filing complaints with Superir if they believe their rights have been violated.

On September 14, 2023, in Rancagua, the Superintendencia de Insolvencia y Reemprendimiento (Superir) conducted a talk titled 'How to overcome over-indebtedness?' for over 90 officials from the Servicio Agrícola y Ganadero (SAG). The event, organized in conjunction with SAG's Welfare Subdepartment as part of their Quality of Life Plan and Family Budget Management Program guidelines, featured Patricio Rodríguez, the Regional Coordinator of Superir O'Higgins, who discussed the debt restructuring procedures under Law 21.563, including Renegotiation and Simplified Liquidation Process.

On September 12, 2023, in Iquique, the Regional Presidential Delegation of Tarapacá and the Undersecretariat for Crime Prevention organized a public square event to promote responsible celebration during the national holidays. The 'Fonda Preventiva' featured non-alcoholic drink stands, healthy food, and traditional games. Public services were invited to distribute information about their institutional work, programs, and laws. The Superintendence of Insolvency and Re-entrepreneurship, represented by Paulina Ávila and Estefanía Meza, informed about insolvency procedures under laws 21.563 and 20.416, highlighting the voluntary and free Renegotiation Procedure for over-indebted individuals.

The Superintendencia de Insolvencia y Sernac Coquimbo outline the benefits available to consumers in debt, detailing the procedures for both personal and business insolvency. These include the Concursal de Renegociación, an administrative process for renegotiating obligations, and the Concursal de Liquidación, a judicial process for liquidating assets to pay creditors. The text also specifies the requirements for initiating a Concursal de Renegociación and the ways to start a Concursal de Liquidación.

The 'Sernac te Protege' bill was signed in Antofagasta, aiming to empower the National Consumer Service (Sernac) to impose sanctions on companies that violate consumer rights. The regional directorate and the Seremi of Economy, María Teresa Véliz, hosted a launch event for the new Sernac Strengthening Law Project. Claudia Gaona, Regional Coordinator of the Superintendence of Insolvency and Re-entrepreneurship (Superir), provided assistance on over-indebtedness and the tools available under Law No. 21.563, highlighting the benefits of the Renegotiation Procedure.

Fernando Fuentes, the Regional Coordinator of Superir Los Lagos, conducted a workshop on Financial Education and Legal Alternatives to face Overindebtedness for users and staff of the Centro de Negocios Sercotec Chiloé in Quellón. He discussed the requirements, benefits, and profiles of individuals who have utilized the legislation, and introduced the Renegotiation procedure available to individuals facing overindebtedness. Additionally, he highlighted that since August 11, the new Insolvency Law offers simplified procedures for micro and small businesses to find legal solutions to financial crises.

On August 23, 2023, in La Unión, officials including the Provincial Presidential Delegate of Ranco, Alejandro Reyes, and the Regional Minister of Economy of Los Ríos, Alejandra Vásquez, provided training to female entrepreneurs on the new Law of Reorganization and Liquidation of Companies and Persons, No. 21.563. The law introduces simplified procedures for individuals and small businesses, encourages reentry into the credit system, increases credit recovery rates, and promotes debt restructuring. The new procedures aim to preserve viable businesses, maintain employment, and avoid supply chain disruptions. The law also extends renegotiation options to those with high debt levels, including those who issue fee receipts, allowing them more options than just liquidation.

Entrepreneurs from Freirina and Huasco met with representatives of the Economy portfolio, led by Seremi Makarena Arias Vargas, to discuss the strengthening of small and medium-sized enterprises. The Regional Coordinator of the Superintendencia de Insolvencia y Reemprendimiento, Alejandro Flores, highlighted the new Insolvency Law's simplified procedures for small businesses. The event, led by the Seremi of Economy, saw active participation from various key stakeholders, including the Mayor of Freirina, César Orellana, and representatives from several government and business support organizations.